Your browser does not support JavaScript! Pls enable JavaScript and try again.
credit-cards

More ways to earn
up to 8% cash back


The cash back you love, now across more daily spend categories

icon
8% cash back^

on private commute NEW
and petrol spend, worldwide

icon
6% cash back^

on dining and groceries
spend, worldwide

icon
Up to 20.88% fuel savings+

at Esso and Shell, inclusive of
8% cash back

You can also earn 0.2% cash back^ on other retail purchases.
^+Terms and conditions apply.

Cash Back Illustration

Click on the examples below to see how your cash back adds up.

cashback

cashback

The cash back estimates above are for illustrative purpose only and may not reflect the actual amount of cash back credited.

Redeem Cash Back Conveniently

auto-statements

Auto-Statement Credit

Enjoying the savings from your Citi Cash Back Card has never been as easy and convenient! Once you accumulate S$50 or more cash back in a month, it will be automatically credited to your statement in multiples of S$10. What’s more, your cash back will never expire.

Exclusive Benefits

Citi World Privileges

Exclusive deals and discount on travel, dining, shopping locally and in other countries.

Learn More

Travel Insurance

Travel with peace of mind, with accident insurance coverage of up to S$1,000,000 when you charge your airfare to your Citi Cash Back Card. Activate your insurance prior to your travel.

Learn More

SimplyGo

Make your daily commute smoother with SimplyGo. Tap and pay for train and bus rides using your Citi Cash Back Card. What’s more, if you have your card on mobile payment, you can enjoy the convenience of SimplyGo on your smartphone.

Learn More

Mobile Payments

Turn your smartphone into a mobile wallet by adding your Citi Cash Back Card to Apple Pay, Google Pay or Samsung Pay. Experience a faster and more convenient way to pay for your purchases.

Learn More

Important Information

If your card is lost, stolen or used by any other person or your PIN (Personal Identification Number) and/or Telephone Banking PIN (TPIN) code is disclosed to any other person, you must immediately notify us by calling 6225 5225.

From 1 April 2016, if you wish to have a free credit report, you may obtain it within 30 calendar days upon receipt of your Citi credit card via the credit bureau website listed below. In the event you are unable to do so, please bring your NRIC to the following credit bureau´s registered office to obtain the report.

Credit Bureau (Singapore) Pte Ltd
2 Shenton Way
#20-02 SGX Centre 1
Singapore 068804
Tel (65) 6565 6363
www.creditbureau.com.sg

The free credit report does not apply to applicants of Citi secured cards, Citi Corporate Cards (Sole Corporate Liability), Citi Purchasing Card and Citi Travel Account.

Double Swiping

The magnetic stripe on your credit or debit card contains sensitive payment card data. To protect your information, the magnetic stripe of your credit or debit card should not be swiped on Point-of-Sale readers or Electronic Cash Registers which is known as “double swiping”.

Inserting or dipping a chip-enabled credit or debit card in a payment card terminal for payment is not considered as double swiping.

For more information on double swiping, please visit http://www.abs.org.sg/docs/library/abs_faq_double_swiping.pdf

Manage Your Account

icon payall
Online Banking

Seize control of your time and money – bank, shop and redeem your rewards with the click of a mouse.
Learn More

icon e-statement
e-Statements

Just like paper statements but better. Receive your statements directly in your inbox. What’s more, receive them earlier than you would get your paper statements.
Learn More

icon citi alerts
Citi Alerts

Get instant SMS and email alerts when there are any transactions on your accounts or credit cards.
Learn More

icon supplementary cards
Supplementary Cards

Share all of your card privileges with your loves one(s) and earn rewards whenever your supplementary cardmember(s) spends.
Learn More

icon personal loan
Personal Loans on your
Citi Credit Cards

Get extra cash with our flexible, hassle free instalment loans on your Citi Credit Cards. Enjoy low interest rates with a choice of tenure from 12 to 60 months.
Learn More

icon payall
PayAll

Pay your bills and earn rewards. With Citi PayAll, you can earn Citi Miles, Citi ThankYouSM Points or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more with your Citi Credit Card.
Learn More

Product Disclosures

 

^You will receive cash back of 0.2% on all retail purchases, additional cash back of 7.8% on Private Commute and Petrol transactions worldwide and 5.8% on Dining and Groceries transactions worldwide, if you accumulate a total retail spend of S$800 or more in a statement month. The total cash back you can earn is capped at a combined S$80 across all retail spend per statement month. Please refer to FAQs for more information on cash back earned.

Only cash back of S$50 and above will be credited automatically to your statement. For amounts above S$50, cash back will only be credited in an integral multiple of S$10. For more details, refer to the Cardmember's Agreement.

+20.88% savings at Esso includes a 5% Esso site discount, 5% Esso Smiles Card discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase after Esso and Citi discounts). To enjoy the full 14% fuel discount (5% Esso station site discount + 5% Esso Smiles Card discount + 4% Citi Card discount), Citi Cash Back Cardmembers have to present their physical card for payment at the Esso cashier counter. Please note that Esso will not be able to automatically accord the 4% Citi Card discount to payments made via mobile payments or e-wallets including but not limited to ApplePay, SamsungPay and GooglePay at the indoor and outdoor Esso Pay-at-the-Pump terminals. 20.88% savings at Shell includes 5% Shell site discount, 5% Shell Escape Card discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase after Shell and Citi discounts). Shell will not be able to automatically accord fuel discount to payments made via mobile payments or e-wallets including but not limited to ApplePay, SamsungPay and GooglePay at Shell selfserve terminals.