Review your credit limit

For non MyInfo applications, the following income documents will be required.

• Salaried Employees

  Most recent computerized payslip (within last 2 months) OR
  Latest Income Tax Notice of Assessment and latest computerized payslip

• Self-employed, Commission and Variable Income Earners

  Last 2 year’s income Tax Notice of Assessment

Please note that if your income documents reflect an increase in income based on our record, we will, subject to our review, increase the combined Citibank Credit Card account(s) credit limit and/or Citibank Ready Credit account credit limit. However, should your income documents reflect a lower earned income than what is currently in our record, your current credit limit will be reduced accordingly to reflect the prevailing earned income.

Review and revision of the combined Citibank Credit Card account(s) credit limit and/or Citibank Ready Credit account credit limit is conducted at Citibank's absolute discretion. The maximum aggregate credit limit offered by Citibank in respect of unsecured credit facilities granted to an individual whose annual income is not less than $30,000 is: (a) four times (4x) the individual's monthly income; or (b) such higher multiplier of the individual's monthly income as may be permitted under law.

Where the individual has both Citibank Credit Card account(s) and Citibank Ready Credit account, Citibank will in its absolute discretion assign the maximum credit limit for each account. Citibank will in its absolute discretion, determine the credit limit based on income information provided and its credit and risk management policies.

If you have been granted a temporary credit limit increase, please note that any increase to your permanent credit limit pursuant to our review will be effected only after the temporary credit limit increase has ceased to be effective and the credit limit has reverted to the previously assigned credit limit.

For supplementary card credit limit review, please apply here to complete the form and send back to us for processing. Should you have any queries, please contact CitiPhone Banking at +65 6225 5225 between 8am to 8pm.