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Citi Credit Cards.

Online shopping: safe and secure.


Added security on your online purchases.


Available at participating 3D secure merchants.

Additional verification

Additional verification for greater peace of mind

Enhances online security

Enhances online security without additional software required

Simple and convenient

Simple and convenient

How does One-Time Password (OTP) work?

Step 1: Enter credit card details when prompted

Enter credit card details when prompted

When you make an online purchase at the participating 3D Secure merchant, you will be prompted to key in your 16-digit card number, card expiry date and CVV2/CVC2.

Step 2: OTP will be sent to the registered mobile number

Step 2

A One-Time Password (OTP) will be sent to your mobile hand phone number as maintained in our records.

Step 3: Enter OTP to confirm payment

Step 3

Enter the OTP when the pop-up screen appears