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Terms and Conditions

Click here to view the ABS Credit Card Guide

Click here to view Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution.

Citi Prestige Card

^**Welcome offer eligible for new Citi Cardmembers only with S$800 qualifying spend in the first 2 months.. Promotion valid till to 31 Jan 2023. Click here to view the Citi Prestige Card up to 120,000 bonus Citi ThankYou^SM Points Welcome Offer Terms & Conditions and for your Cardmember's Agreement, the ABS (Association of Banks of Singapore) credit card guide and the information sheet reflecting the principal terms of your Cardmember's Agreement.

Upon renewal of annual membership, annual member of S$535 (inclusive of GST applies).

Citi PremierMiles Card
^~Welcome offer eligible for new Citi Cardmembers only with S$800 qualifying spend in the first 2 months. Promotion valid till 31 Jan 2023.

Click here to view the Citi PremierMiles Card 8,000 bonus Citi Miles Welcome Offer Terms & Conditions.

Click here to view the Citi PremierMiles Card 30,000 bonus Citi Miles Welcome Offer Terms & Conditions.

Click here to view the list of merchants and/or Merchant Category Codes (“MCC”) which will not earn Citi Miles.

Click here to view the Citi PremierMiles Cardmember's Agreement.

Click here to view the Information Sheet

Citi Cash Back+ Card
^{^^}Welcome offer eligible for new Citi Cardmembers only with qualifying spend up to S$3,000 in the first 2 months. Promotion valid till 31 Jan 2023.
Click here to view the Citi Cash Back+ Card 10% Cash Back Welcome Offer Terms & Conditions.

Spend refers to eligible retail purchases as defined in the Citi Cash Back+ Cardmember's Agreement.

Click here to view the Information Sheet.

Click here to view the Citi Cash Back+ Cardmember's Agreement.

¹You must be a Citi Plus customer who is the Primary Account Holder of a Citi Interest Booster Account. The Bonus Cash Back refers to the Bonus Cash Back of 0.4% earned based on the amount of retail purchases in a calendar month with minimum S$500 retail spend, capped at S$2,000 retail spend (i.e. maximum monthly Bonus Cash Back is S$8).
Click here here to view the Citi Cash Back+ Mastercard^® Bonus Cash Back Promotion Terms and Conditions.

Citi Rewards Card
⁺Welcome offer eligible for new Citi Cardmembers only with S$800 qualifying spend in the first 2 months. Promotion valid till 31 Jan 2023. Click here to view the Citi Rewards Card 40,000 bonus Citi ThankYou^SM Points Welcome Offer Terms & Conditions.

Welcome offer eligible for new Citi Cardmembers only with S$800 qualifying spend in the first 2 months.

Click here to view the Citi Rewards Cardmember’s Agreement

Click here to view the Information Sheet

Note: Points refer to the Citi ThankYou Points earned on the Citi Rewards Card account.

Citi Cash Back Card
^{^}Welcome offer eligible for new Citi Cardmembers only with S$800 qualifying spend in the first 2 months. Promotion valid till 31 Jan 2023. Click here to view the Citi Cash Back Card S$300 Cash Back Welcome Offer Terms & Conditions.

You will receive cash back of 0.25% on all retail purchases, additional cash back of 5.75% on Dining, 7.75% on Groceries and/or 7.75% on Petrol transactions worldwide, if you accumulate a total retail spend of S$800 or more in a statement month. The total cash back you can earn is capped at a combined S$80 across all retail spend per statement month. Please refer to FAQs for more information.

Click here to view the Citi Cash Back Cardmember’s Agreement

Click here to view the Information Sheet

20.88% savings at Esso includes 5% Esso site discount, 5% Esso Smiles Card discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase after Esso and Citi discounts). To enjoy the full 14% fuel discount (5% Esso station site discount + 5% Esso Smiles card discount + 4% Citi Card discount), Citi Cash Back Cardmembers have to present their physical Citi Credit Card for payment at the Esso cashier counter. Please note that Esso will not be able to automatically accord the 4% Citi Card discount to payments made via mobile payments or e-wallets including but not limited to ApplePay, SamsungPay and GooglePay at the indoor and outdoor Esso Pay-at-the-Pump terminals. 20.88% savings at Shell includes 5% Shell site discount, 5% Shell Escape Card discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase after Shell and Citi discounts).

Citi SMRT Card

^##Welcome offer eligible for new Citi Cardmembers only with at least S$1000 qualifying spend during the qualifying period. Click here to view Terms and Conditions.

If you spend less than S$500 per statement month, you will earn the base rate of 0.3% SMRT$ only.

Online transactions exclude mobile wallet and travel-related transactions. Please refer to Citi SMRT$ Rewards Program Terms and Conditions for full details.

Public transport refers to SimplyGo transactions only. Taxis include private-hire vehicle operators with MCC4121 such as Grab and Gojek. For Grab transactions - only Grab rides charged directly to the card are eligible for bonus SMRT$. Grab ride transactions paid via GrabPay Wallet linked to the Citi SMRT Card are not eligible for bonus SMRT$. For the avoidance of doubt, GrabPay and any other mobile top-ups are also excluded from earning the Bonus rate.

Click here to view the Citi SMRT$ Rewards Program Terms and Conditions.

Click here to view the Citi SMRT Cardmember’s Agreement.

Click here to view the Information Sheet

Click here to view Frequently Asked Questions about Citi SMRT Card.

Citi Lazada Card
⁺⁺Welcome offer eligible for new Citi Cardmembers only with S$250 qualifying spend during the qualifying period. Click here to view Citi Lazada Card S$250 Lazada and RedMart Vouchers Welcome Offer Terms & Conditions.

Note: An Eligible Cardmember will not be entitled to receive the Gift if his/her email address and mobile number (that has been registered with Citibank at point of application) does not match with the email address and mobile number that has been registered with Lazada at the point of fulfillment.

Effective 9 September 2020, Lazada transactions coming under MCC 5399 will also qualify for 10X Rewards. For full details on Terms and Conditions, please click here.

Click here to view the Citi Lazada Cardmember's Agreement.

Click here to view the Citi Lazada up to 10X Reward Points Promotion Terms and Conditions Note: Earn 10X Reward Points for qualifying charges made on eligible transactions, subject to a cap of 9,000 Reward Points per statement month

Click here to view the Citi Lazada Card Shipping Rebates on Lazada Promotion Terms and Conditions

Click here to view the Frequently Asked Questions

Click here to view the Information Sheet

Citi M1 Card

#Welcome offer eligible for new Citi Cardmembers only with S$600 qualifying spend during the qualifying period. Click here to view Get S$200 cash back as you spend Acquisition Promotion terms and conditions.

Click here to view the Information Sheet.

Click here to view the Citi M1 Cardmember's Agreement.

Citi Complimentary Travel Insurance
^{^^^}For Prestige card, click here. For PremierMiles card, click here. For other eligible cards, click here.

Exclusive Privileges

1.Payment must be charged to a Citi Credit Card.

2.Promotion is on a while stocks last basis and subject to the terms and conditions of the respective merchants.

3. Citibank shall not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of the products and/or services provided by third parties.

4. Individual merchant T&Cs apply.

5. For the full terms and conditions, click here.