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credit-cards

Citi Credit Cards

 

 

 

 


Choose a Citi Credit Card that suits your lifestyle. Whether you want to dine at your favourite restaurants, book tickets for your dream vacation or shop the latest trends and gadgets, unlock the world of privileges and benefits to fulfil your lifestyle or luxury requirements.

You’re always ahead with Citi Credit Cards. #AlwaysAheadWithCiti

Citi Prestige Card

Citi Prestige Card Face
Ideal for enjoying exclusive privileges
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5 Citi ThankYouSM Points (2 Miles) for every S$1 spent overseas

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3.25 Citi ThankYouSM Points (1.3 Miles) for every S$1 spent locally**

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Indulge in complimentary night hotel stay worldwide, airport transfers, 1-for-1 entertainment experiences and more

**T&Cs apply

blue-checkmark.pngGet up to 125,000 Citi ThankYouSM Points (50,000 Miles)**


Citi PremierMiles Card

Citi Premiermiles Card Face
Ideal for Travellers!
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1.2 Citi Miles* for every S$1 local spent

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2.2 Citi Miles* for every S$1 foreign currency spent

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Citi Miles earned does not expire

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2 complimentary visits* every year to airport lounges worldwide

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Enjoy maximum freedom on your rewards redemption through Citi ThankYou Rewards. Choose to redeem for Pay with Miles to offset your purchases or redeem attractive vouchers from our Redemption Catalogue via Citi Mobile® App.

*T&Cs apply

blue-checkmark.pngGet welcome gift of up to 30,000 Bonus Citi Miles* when you apply and spend


Citi Cash Back+ Card

Citi Cashback Card Face
Ideal for Cash Back!
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1.6% cash back^^ on your spend all year round

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No minimum spend required and no cap on cash back earned

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Cash back earned does not expire

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Plus, earn 0.4% Bonus Cash Back1 on eligible spends if you are a Citi Plus customer

^^T&Cs apply

blue-checkmark.pngGet 8% cash back when you apply and spend^^


Citi Rewards Card

Citi Rewards Card Face
Ideal for Shoppers!
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10X Points++ for online purchases (for online grocery, food delivery, ride-hailing and more)

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10X Points++ for in-store shopping purchases (for department store, clothing stores and more)

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1X Point++ for all other purchases

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Enjoy maximum freedom on your rewards redemption through Citi ThankYou Rewards. Choose to redeem for Pay with Points to offset your purchases or redeem attractive vouchers from our Redemption Catalogue via Citi Mobile® App.

++T&Cs apply

blue-checkmark.pngGet 40,000 bonus Citi ThankYouSM Points when you apply and spend++


Citi Cash Back Card

Citi Cashback Card Face
Ideal for Cash Back!
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Up to 8% cash back^ on Dining, Groceries, Private Commute and Petrol spend worldwide

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Up to 23.64% fuel savings^ at Caltex, Esso and Shell, inclusive of 8% cash back

^T&Cs apply

blue-checkmark.pngGet S$300 cash back when you apply and spend^


Citi SMRT Card

Citi Smrt Card Face
Ideal for Cash Back!
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5% savings# on online purchases, groceries, taxi, ride-hailing & public transport rides (SimplyGo transactions only)

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0.3% savings on other retail spend

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Redeem your SMRT$ for cash rebate or shopping vouchers

#T&Cs apply

blue-checkmark.pngGet S$300 cash back when you apply and spend#


Citi M1 Card

Citi M1 Card Face
Ideal for M1 Telco Users!
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Up to 5% Bonus Citi M1 Rebate#^ on eligible Entertainment spend.

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Up to 3% Bonus Citi M1 Rebate#^ on M1 Telco Bill Charges.

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Up to 3% Bonus Citi M1 Rebate#^ on in-store purchases at M1 Shops.

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Other Benefits: Complimentary replacement for lost and damaged SIM cards & Waiver of Activation Fees for Data Passport and M1 Value-Added Services

blue-checkmark.pngGet S$400 cash back when you successfully apply and spend##


Citi Clear Card

Citi Clear Card Face
Ideal for Students!
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The ideal card for tertiary students with no minimum income required

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Exclusive shopping, dining and travel deals await you!

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Offset your purchases with Citi Pay with Points or choose to redeem for merchandise or shopping vouchers through Citi ThankYouSM Rewards.


Citi Corporate Card

Citi Corporate Card Face
Citi Commercial Card
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Enjoy savings of up to 0.3% cash back based on your company’s annual spend

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Enjoy complimentary travel insurance and corporate liability waiver insurance

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Globally accepted and recognized


Citi Business Card

Citi Business Card Face
Citi Commercial Card
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Earn faster rewards at 2x Citi ThankYou Points for every S$1 spent

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Enjoy complimentary travel insurance

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Get additional business credit limit separate from your personal credit cards


Citi Purchasing Card

Citi Purchasing Card Face
Citi Commercial Card
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Enjoy savings of up to 0.3% cash back based on your company’s annual spend

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Set the credit limit for your employees

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Eliminate cheques and paper invoices


Citi PremierMiles Card

Citi Premiermiles Card Face
Ideal for Travellers!
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1.2 Citi Miles* for every S$1 local spent

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2.2 Citi Miles* for every S$1 foreign currency spent

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Citi Miles earned does not expire

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2 complimentary visits* every year to airport lounges worldwide

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Enjoy maximum freedom on your rewards redemption through Citi ThankYou Rewards. Choose to redeem for Pay with Miles to offset your purchases or redeem attractive vouchers from our Redemption Catalogue via Citi Mobile® App.

*T&Cs apply

blue-checkmark.pngGet welcome gift of up to 30,000 Bonus Citi Miles* when you apply and spend


Citi Prestige Card

Citi Prestige Card Face
Ideal for enjoying exclusive privileges
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5 Citi ThankYouSM Points (2 Miles) for every S$1 spent overseas

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3.25 Citi ThankYouSM Points (1.3 Miles) for every S$1 spent locally**

blue-checkmark.png

Indulge in complimentary night hotel stay worldwide, airport transfers, 1-for-1 entertainment experiences and more

**T&Cs apply

blue-checkmark.pngGet up to 125,000 Citi ThankYouSM Points (50,000 Miles)**


Citi Rewards Card

Citi Rewards Card Face
Ideal for Shoppers!
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10X Points++ for online purchases (for online grocery, food delivery, ride-hailing and more)

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10X Points++ for in-store shopping purchases (for department store, clothing stores and more)

blue-checkmark.png

1X Point++ for all other purchases

blue-checkmark.png

Enjoy maximum freedom on your rewards redemption through Citi ThankYou Rewards. Choose to redeem for Pay with Points to offset your purchases or redeem attractive vouchers from our Redemption Catalogue via Citi Mobile® App.

++T&Cs apply

blue-checkmark.pngGet 40,000 bonus Citi ThankYouSM Points when you apply and spend++


Citi Cash Back+ Card

Citi Cashback Card Face
Ideal for Cash Back!
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1.6% cash back^^ on your spend all year round

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No minimum spend required and no cap on cash back earned

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Cash back earned does not expire

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Plus, earn 0.4% Bonus Cash Back1 on eligible spends if you are a Citi Plus customer

^^T&Cs apply

blue-checkmark.pngGet 8% cash back when you apply and spend^^


Citi Cash Back Card

Citi Cashback Card Face
Ideal for Cash Back!
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Up to 8% cash back^ on Dining, Groceries, Private Commute and Petrol spend worldwide

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Up to 23.64% fuel savings^ at Caltex, Esso and Shell, inclusive of 8% cash back

^T&Cs apply

blue-checkmark.pngGet S$300 cash back when you apply and spend^


Citi SMRT Card

Citi Smrt Card Face
Ideal for Cash Back!
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5% savings# on online purchases, groceries, taxi, ride-hailing & public transport rides (SimplyGo transactions only)

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0.3% savings on other retail spend

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Redeem your SMRT$ for cash rebate or shopping vouchers

#T&Cs apply

blue-checkmark.pngGet S$300 cash back when you apply and spend#


Citi M1 Card

Citi M1 Card Face
Ideal for M1 Telco Users!
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Up to 5% Bonus Citi M1 Rebate#^ on eligible Entertainment spend.

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Up to 3% Bonus Citi M1 Rebate#^ on M1 Telco Bill Charges.

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Up to 3% Bonus Citi M1 Rebate#^ on in-store purchases at M1 Shops

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Other Benefits: Complimentary replacement for lost and damaged SIM cards & Waiver of Activation Fees for Data Passport and M1 Value-Added Services

blue-checkmark.pngGet S$400 cash back when you successfully apply and spend##


Citi Clear Card

Citi Clear Card Face
Ideal for Students!
blue-checkmark.png

The ideal card for tertiary students with no minimum income required

blue-checkmark.png

Exclusive shopping, dining and travel deals await you!

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Offset your purchases with Citi Pay with Points or choose to redeem for merchandise or shopping vouchers through Citi ThankYouSM Rewards.


Citi Corporate Card

Citi Corporate Card Face
Citi Commercial Card
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Enjoy savings of up to 0.3% cash back based on your company’s annual spend

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Enjoy complimentary travel insurance and corporate liability waiver insurance

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Globally accepted and recognized


Citi Business Card

Citi Business Card Face
Citi Commercial Card
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Earn faster rewards at 2x Citi ThankYou Points for every S$1 spent

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Enjoy complimentary travel insurance

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Get additional business credit limit separate from your personal credit cards


Citi Purchasing Card

Citi Purchasing Card Face
Citi Commercial Card
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Enjoy savings of up to 0.3% cash back based on your company’s annual spend

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Set the credit limit for your employees

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Eliminate cheques and paper invoices


Citi Credit Cardmember Benefits

Exclusive Privileges

Exclusive Privileges

Enjoy deals and discounts from travel, dining to shopping with Citi Credit Cards. Find deals near you and save deals you love for next time.
     

Learn More >

Citi ThankYouSM Rewards

Citi ThankYouSM Rewards

Discover a world of rewards with your Points or Miles. Offset your purcahses or redeem from an incredible selection of merchandise from many leading brands, gift vouchers and more.      

Learn More >

Citi PayAll

Citi PayAll

Citi PayAll lets you manage your cashflow smartly and stay in control so you don’t miss a payment or exceed your credit limit.

  

Learn More >

Citi Mobile® App

Citi Mobile® App

Banking on the go has never been simpler or more convenient. You can now manage your finances seamlessly and securely in just a few taps – right from the palm of your hand.

Learn More >

Citi Credit Card Promotions

Dining Deals

From luxurious dine-in experiences to a simple meal delivered to your door, uncover an eclectic range of delectable dining deals to excite your palate wherever you are with Citi Cards.

Shopping Deals

Be spoilt for choice with exclusive deals at your favourite brands and shopping malls. Shop smart and save more with Citi Cards by unlocking great shopping deals across fashion, beauty, online, home essentials, electronics, and more.

Travel Deals

Where to next with Citi? Whether it’s an amazing solo offbeat adventure or a beautiful and relaxing weekend getaway with your loved ones, enjoy exclusive hotel, flight and other travel privileges when you plan the perfect unforgettable holiday with Citi Cards.

Life and Money

Life and Money

15 Ways to Get Rewarded With Your Citi Credit Card

Take advantage of your card benefits! There are many different types of offers available ranging from gastronomic offers to travel deals. Here are 15 ways cardmembers enjoy Citi rewards and privileges.

Terms and Conditions

Click here to view the ABS Credit Card Guide

Click here to view Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution.

Citi Prestige Card

**Welcome offer eligible for new Citi Prestige Cardmembers with S$2,000 qualifying spend in the first 2 months and 1st year annual fee payment. Promotion valid till 31 December 2024. Click here to view the Citi Prestige Card up to 125,000 Citi ThankYouSM Points Welcome Offer Terms & Conditions and for your Cardmember's Agreement, the ABS (Association of Banks of Singapore) credit card guide and the information sheet reflecting the principal terms of your Cardmember's Agreement.

Upon renewal of annual membership, annual membership fee of S$545 (inclusive of 9% GST applies).

Citi PremierMiles Card

***Flash Deal Promotion is valid for new Citi Credit Cardmembers who successfully apply for the Citi PremierMiles Card via Citibank website or Citi Mobile® App with S$800 qualifying spend in the first 2 months. Promotion valid till 28 February 2025.

Click here to view the Citi PremierMiles Card Online Sign-Up 2024 Flash Deal Promotion Terms and Conditions. Eligible Cardmembers can enjoy this Promotion in addition to the existing Citi PremierMiles Card Online Sign-Up Promotion (30,000 Citi Miles or 8,000 Citi Miles Welcome Gift).

Click here to view the Citi PremierMiles Card 8,000 bonus Citi Miles Welcome Offer Terms & Conditions.

Click here to view the Citi PremierMiles Card 30,000 bonus Citi Miles Welcome Offer Terms & Conditions.

Click here to view the list of merchants and/or Merchant Category Codes (“MCC”) which will not earn Citi Miles.

Click here to view the Citi PremierMiles Cardmember's Agreement.

Click here to view the Information Sheet.

Citi Cash Back+ Card

^^Welcome offer eligible for new Citi Cardmembers only with a minimum qualifying spend of S$800 in the first 2 months, capped at S$4,000 qualifying spend. Promotion valid till 28 February 2025.

Click here to view the Citi Cash Back+ Card 8% Cash Back Welcome Gift Promotion Terms and Conditions.

Spend refers to eligible retail purchases as defined in the Citi Cash Back+ Cardmember's Agreement.

Click here to view the Information Sheet.

Click here to view the Citi Cash Back+ Cardmember's Agreement.

1You must be a Citi Plus customer who is the Primary Account Holder of a Citi Interest Booster Account. The Bonus Cash Back refers to the Bonus Cash Back of 0.4% earned based on the amount of retail purchases in a calendar month with minimum S$500 retail spend, capped at S$2,000 retail spend (i.e. maximum monthly Bonus Cash Back is S$8).

Click here here to view the Citi Cash Back+ Mastercard® Bonus Cash Back Promotion Terms and Conditions.

Citi Rewards Card

++Welcome offer eligible for new Citi Cardmembers only with S$800 qualifying spend in the first 2 months. Promotion valid till 28 February 2025. Click here to view the Citi Rewards Card 40,000 bonus Citi ThankYouSM Points Welcome Offer Terms & Conditions.

Welcome offer eligible for new Citi Cardmembers only with S$800 qualifying spend in the first 2 months.

Click here to view the Citi Rewards Cardmember’s Agreement.

Click here to view the Information Sheet.

Note: Points refer to the Citi ThankYou Points earned on the Citi Rewards Card account.

Citi Cash Back Card

^Welcome offer eligible for new Citi Cardmembers only with S$800 qualifying spend in the first 2 months. Promotion valid till 28 February 2025. Click here to view the Citi Cash Back Card S$300 Cash Back Welcome Offer Terms & Conditions.

You will receive cash back of 0.2% on all retail purchases, additional cash back of 7.8% on Private Commute and Petrol transactions worldwide and 5.8% on Dining and Groceries transactions worldwide, if you accumulate a total retail spend of S$800 or more in a statement month. The total cash back you can earn is capped at a combined S$80 across all retail spend per statement month. Please refer to FAQs for more information on cash back earned.

Click here to view the Citi Cash Back Cardmember’s Agreement

Click here to view the Information Sheet

23.64% savings at Caltex includes 17% instant discount on all Techron® fuels and 8% cash back with Citi Cash Back Card (on nett purchase after Caltex and Citi fuel discounts). To enjoy 17% fuel discount, Citi Cash Back Cardmembers have to present their physical card for payment and payment has to be made at Caltex service station indoor cashier counter. 20.88% savings at Esso includes a 5% Esso site discount, 5% Esso Smiles Card discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase after Esso and Citi discounts). To enjoy the full 14% fuel discount (5% Esso station site discount + 5% Esso Smiles Card discount + 4% Citi Card discount), Citi Cash Back Cardmembers have to present their physical card for payment at the Esso cashier counter. Please note that Esso will not be able to automatically accord the 4% Citi Card discount to payments made via mobile payments or e-wallets including but not limited to ApplePay, SamsungPay and GooglePay at the indoor and outdoor Esso Pay-at-the-Pump terminals. 20.88% savings at Shell includes 5% Shell site discount, 5% Shell Escape Card discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase after Shell and Citi discounts). Shell will not be able to automatically accord fuel discount to payments made via mobile payments or e-wallets including but not limited to ApplePay, SamsungPay and GooglePay at Shell self-serve terminals.

Citi SMRT Card

#Welcome offer eligible for new Citi Cardmembers only with at least S$800 qualifying spend during the qualifying period.

Information Sheet>Click here to view Terms and Conditions. Promotion valid till 31 December 2024.

If you spend less than S$500 per statement month, you will earn the base rate of 0.3% SMRT$ only.

Online transactions exclude mobile wallet and travel-related transactions. Please refer to Citi SMRT$ Rewards Program Terms and Conditions for full details.

Public transport refers to SimplyGo transactions only. Taxis include private-hire vehicle operators with MCC4121 such as Grab and Gojek. For Grab transactions - only Grab rides charged directly to the card are eligible for bonus SMRT$. Grab ride transactions paid via GrabPay Wallet linked to the Citi SMRT Card are not eligible for bonus SMRT$. For the avoidance of doubt, GrabPay and any other mobile top-ups are also excluded from earning the Bonus rate.

Click here to view the Citi SMRT$ Rewards Program Terms and Conditions.

Click here to view the Citi SMRT Cardmember’s Agreement.

Click here to view the Information Sheet.

Click here to view Frequently Asked Questions about Citi SMRT Card.

Citi M1 Card

#^Terms and Conditions apply, visit www.citibank.com.sg/m1card for more details.

Click here to view Get S$400 cash back as you spend Acquisition Promotion terms and conditions. Promotion valid till 28 February 2025.

Click here to view the Information Sheet.

Click here to view the Citi M1 Cardmember's Agreement.

Citi Complimentary Travel Insurance

^^^For Prestige card, click here. For PremierMiles card, click here. For other eligible cards, click here.

Exclusive Privileges

Payment must be charged to a Citi Credit Card.

Promotion is on a while stocks last basis and subject to the terms and conditions of the respective merchants.

Citibank shall not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of the products and/or services provided by third parties.

Individual merchant T&Cs apply.

For the full terms and conditions, click here.

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