Citi FlexiBuy – Enjoy Low-Interest Instalment Payment Plans

Yes. You will earn miles, points or cashback when you successfully apply for Citi FlexiBuy at our participating merchants.

You can call our Citiphone hotline for the cancellation. This will take a minimum of 3 working days for the Citi FlexiBuy cancellation to take effect. The full outstanding amount will be reflected in your subsequent monthly Citibank credit card statement of account. You will be required to settle the amount in full by the payment due date, failing which you will be charged with the relevant late fees and interest charges in connection with the late repayment of your outstanding owed on your credit card account(s).

No pre-termination fees will be charged.

The number of instalments offered is dependent on individual particpating merchant's offerings. It may range from a minimum of 3 months to a maximum of 36 months. The option will be provided to you at the point of payment.

There are no additional fees and charges for Citi FlexiBuy, ONLY if we receive (or had received) payment in full of the current balance stated on your monthly statement of account by the payment due date every month until you have paid all installments. However, if we did not receive the full payment of the current balance as indicated in your previous monthly statement of account, the billed monthly installment due in current statement, and any unpaid portion of any previous monthly installment(s) in your current statement of account is subject to daily interest at (i) S$3.00 per month, or (ii) the Retail Interest Rate as set out in the statement of account, whichever is greater. This daily interest on the Citi FlexiBuy transaction will be charged from one day after statement date till:

a) one day before the payment date of the Citi FlexiBuy transaction, if you pay the full current balance on or before the payment due date OR
b) till the date you pay the full current balance after the payment due date.

In addition, if we do not receive the full payment of the minimum amount due by the payment due date, you must also pay a monthly late payment charge at a rate(s) determined by us and notified to you from time to time. The above is subject to the terms of our Citi Cardmember's Agreement governing your Citi Credit Card account.

Yes. The available combined credit limit will be provisionally reduced by blocking out an amount equivalent to the Purchase Amount, but will be progressively restored by the amount of each Citi FlexiBuy instalment as each Citi FlexiBuy instalment is paid and to the extent that actual payment is received by us.

You shall inform Citi by contacting our Citiphone hotline to cancel the Citi FlexiBuy. If you do not cancel your Citi FlexiBuy, please note that your Citi FlexiBuy may continue and you will be liable for any outstanding amount under this Citi FlexiBuy