What is Citi Quick Cash?

Citi Quick Cash allows you to convert your Citi Credit Card / Citi Ready Credit available credit limit into cash, payable in monthly instalments along with your monthly payment.

What can I use for Citi Quick Cash for?

Right from big ticket purchases to home renovations, you can avail a Citi Quick Cash for any type of expenses. On the other hand, you can also apply for a Citi Quick Cash to pay for urgent expenses such as medical bills, business expenses, unexpected repairs and much more. With Citi Quick Cash, the possibilities are endless.

Where can I check the interest rates and repayment amount of the Citi Quick Cash loan?

You can check the interest rates and repayment amount of Citi Quick Cash during your loan booking application.

Does Citi offer flexible repayment options?

You can select repayment plans options ranging from 12 to 60 months at attractive rates.

What is the minimum income required to apply for a personal loan?

Minimal annual income for main applicant to qualify for personal loans a)S$30,000 for Singaporeans and PRs b)S$42,000 for foreigners

What are the documents required to apply for Citi Quick Cash?

Existing Citi Credit Card / Citibank Ready Credit customers Existing Citi Credit Card/ Citibank Ready Credit customers need not furnish any documents to apply for Citi Quick Cash. For new customers For salaried employees: 1. A photocopy of the front and back of your NRIC 2. Past 12 month's CPF statement submitted via CPF website OR latest Income Tax Notice of Assessment and latest original computerized payslip For Self-Employed: •A photocopy of the front and back of your NRIC •Last 2 years' Income Tax Notice of Assessment and last 3 months' bank statements For forigners: •A photocopy of the front and back of your Passport/Employment Pass •Latest Income Tax Notice of Assessment and latest computerized payslip

Existing Citi Credit Card/ Citibank Ready Credit customers Existing Citi Credit Card/ Citibank Ready Credit customers can apply for the Citi Quick Cash by logging onto Citi Mobile® App or Citibank Online. Click here to apply now. For new customers Citi Quick Cash will require you to have a Citibank Ready Credit or Citi Credit Card to grant the loan. If you wish to have Citi Quick Cash on a Ready Credit Account, you can start your application by clicking here. To find out more about Citibank Ready Credit account, click here If you wish to have Citi Quick Cash on a Credit Card instead, you will need to apply for a Credit Card first and contact us to book Citi Quick Cash on the card. To find out more about the type of credit cards you can apply, click here.

I am having issues applying online. Who can I look for?

For any enquiries on your applications online, you can reach out to our Citiphone officers at +65 6225 5225.

Citi Quick Cash

Count on your Citi Credit Card and Citibank Ready Credit to
get the cash you need, anytime.

Get it now

Enjoy up to S$400 GrabFood Vouchers* when you apply for a Personal Loan with us.
Valid till 31 January 2022.

Loan size/amount	Loans booked via Citi Mobile^® App
Minimum cumulative amount of S$10,000	S$50 GrabFood Voucher
Minimum cumulative amount of S$20,000	S$150 GrabFood Voucher
Minimum cumulative amount of S$50,000	S$400 GrabFood Voucher

*Fulfilment of GrabFood vouchers will take place within 4 months from the end of the promotion. Customer will receive an SMS by end of May 2022 with instructions on how to retrieve the promo codes.

*Click here to view GrabFood Voucher Promotion Terms and Conditions.

Get big things done in an instant

Convert your unutilised credit limit to cash in your Citi Deposit Account in 60 seconds*.

Cash on your terms

Get it anytime on your mobile phone and repay with plans up to 60 months.

Simple and Hassle-free

No documents required and no hidden fees.

*Instant disbursement is available only for Citi Deposit Accounts displayed during the funds disbursement option.

Get a Citi Quick Cash quote

I need

over

for my

from

SGD 1,725.93

/ month

The monthly repayment amount is an estimation and may differ based on the interest rates offered to you based on your customer's profile.

How it works on the Citi Mobile^® App

Select Credit Card / Ready Credit and tap Get Citi Quick Cash

Review and confirm your Citi Quick Cash and tap Get cash now

How it works

Enter the loan amount, select the monthly repayment period and select Get this Loan

How others are using Citi Quick Cash

Medical expenses

Citi Quick Cash covers your medical bills so you can focus on your recovery with ease.

Home Renovation

Citi Quick Cash finances your renovation costs so you can build your ideal home.

Education

Citi Quick Cash funds your education so you can further your studies anywhere.

What is Citi Quick Cash?

Citi Quick Cash allows you to convert your Citi Credit Card / Citi Ready Credit available credit limit into cash, payable in monthly instalments along with your monthly payment.
What can I use for Citi Quick Cash for?

Right from big ticket purchases to home renovations, you can avail a Citi Quick Cash for any type of expenses. On the other hand, you can also apply for a Citi Quick Cash to pay for urgent expenses such as medical bills, business expenses, unexpected repairs and much more. With Citi Quick Cash, the possibilities are endless.
Where can I check the interest rates and repayment amount of the Citi Quick Cash loan?

You can check the interest rates and repayment amount of Citi Quick Cash during your loan booking application.
Does Citi offer flexible repayment options?

You can select repayment plans options ranging from 12 to 60 months at attractive rates.
What is the minimum income required to apply for a personal loan?
Minimal annual income for main applicant to qualify for personal loans:

S$30,000 for Singaporeans and PRs

S$42,000 for foreigners
What are the documents required to apply for Citi Quick Cash?
Existing Citi Credit Card / Citibank Ready Credit customers

Existing Citi Credit Card/ Citibank Ready Credit customers need not furnish any documents to apply for Citi Quick Cash.

For new customers

For salaried employees:

A photocopy of the front and back of your NRIC

Past 12 month's CPF statement submitted via CPF website
OR latest Income Tax Notice of Assessment and latest original computerized payslip

For Self-Employed:

A photocopy of the front and back of your NRIC

Last 2 years' Income Tax Notice of Assessment and last 3 months' bank statements

For foreigners:

A photocopy of the front and back of your Passport/Employment Pass

Latest Income Tax Notice of Assessment and latest computerized payslip
How to apply?

Existing Citi Credit Card/ Citibank Ready Credit customers

Existing Citi Credit Card/ Citibank Ready Credit customers can apply for the Citi Quick Cash by logging onto Citi Mobile^® App or Citibank Online.

Click here to apply now.

For new customers

Citi Quick Cash will require you to have a Citibank Ready Credit or Citi Credit Card to grant the loan.

If you wish to have Citi Quick Cash on a Ready Credit Account, you can start your application by clicking here. To find out more about Citibank Ready Credit account, click here

If you wish to have Citi Quick Cash on a Credit Card instead, you will need to apply for a Credit Card first and contact us to book Citi Quick Cash on the card. To find out more about the type of credit cards you can apply, click here.
I am having issues applying online. Who can I look for?.

For any enquiries on your applications online, you can reach out to our Citiphone officers at +65 6225 5225.
How will my repayment behavior (for this Program and outstanding balances from my previous monthly statements) incur additional finance charges to my Citi Credit Card / Citibank Ready Credit account?.

The instalments from this Program are billed to the Citi Credit Card (CC)/Citibank Ready Credit (RC) account monthly similar to a normal retail purchase.

If you pay or had paid less than the total amount due indicated on your credit card current or previous monthly statements of account on or before the payment due date OR did not pay the full minimum payment amount within 30 days from the relevant payment due date indicated on the Citi Ready Credit account, the instalments will be subject to the usual finance charges (fees or APR interest).

Please note that this Program will take more than the scheduled term to pay off in full if only minimum amount due is paid on your CC and less than minimum amount is paid on your RC

Enjoy interest rates from as low as 3.45% p.a today (EIR 6.5% p.a.)

Applicable to new Citi Credit Card or Citibank Ready Credit account holders only.

Apply Now

See rates

Enjoy interest rates from as low as 3.45% p.a today (EIR 6.5% p.a.)

Applicable to new Citi Credit Card or Citibank Ready Credit account holders only.

Apply Now

See rates

Citi Quick Cash

Readily available cash from your Citi Credit Card or Citibank Ready Credit Account

Enjoy up to S$400 GrabFood Vouchers* when you apply for a Personal Loan with us. Valid till 31 January 2022.

How it works on the Citi Mobile® App

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How it works

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How others are using Citi Quick Cash

Medical expenses

Home Renovation

Education

Download Citi Mobile® App to get Citi Quick Cash

Frequently Asked Questions

What is Citi Quick Cash?

What can I use for Citi Quick Cash for?

Where can I check the interest rates and repayment amount of the Citi Quick Cash loan?

Does Citi offer flexible repayment options?

What is the minimum income required to apply for a personal loan?

What are the documents required to apply for Citi Quick Cash?

How to apply?

I am having issues applying online. Who can I look for?.

How will my repayment behavior (for this Program and outstanding balances from my previous monthly statements) incur additional finance charges to my Citi Credit Card / Citibank Ready Credit account?.

Terms & Conditions

Enjoy interest rates from as low as 3.45% p.a today (EIR 6.5% p.a.)

Enjoy interest rates from as low as 3.45% p.a today (EIR 6.5% p.a.)

Readily available cash from your Citi Credit Card
or Citibank Ready Credit Account

Enjoy up to S$400 GrabFood Vouchers* when you apply for a Personal Loan with us.
Valid till 31 January 2022.

How it works on the Citi Mobile^® App

Download Citi Mobile^® App to get Citi Quick Cash