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Citi Quick Cash

PERSONAL LOAN

Citi Quick Cash

Count on your Citi Credit Card and Citibank Ready Credit to get the cash you need, anytime.

Benefits at a glance

Enjoy low interest rates and
affordable monthly repayments

flexible-line-of-credit
Flexible line of credit

Loan up to 4x your monthly income or up to 8x your monthly income if your annual income is S$120,000 and above. Subject to Bank's approval.

no-processing-fees
No processing fees

No administrative fees and hidden fees.

competitive-rates
Competitive rates

Interest rates as low as 3.45% p.a. (E.I.R 6.5% p.a.).*

*Terms and conditions apply. Applicable to new Citi Credit Card or Citibank Ready Credit customers only.

Get a Citi Quick Cash quote
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SGD 391.32/ month
The monthly repayment amount is an estimation and may differ based on the interest rates offered to you based on your customer profile.

For new customers

 

Tenure (months) 12 24 36 48 60
Nominal Interest Rates (per annum) 3.56% 3.46% 3.45% 3.46% 3.48%
Processing Fee (%) 0.00% 0.00% 0.00% 0.00% 0.00%
Effective Interest Rates (per annum) 6.50% 6.50% 6.50% 6.50% 6.50%
  • Upon approval, the funds will be deposited within the next working day into your Citi account or up to 5 working days for non-Citi account.
  • Cancellation fee: $100 or 3% of the outstanding loan amount, whichever is higher.

Eligibility and Requirements

citi credit card

For new customers

  • For Salaried Employees:
  • A photocopy of the front and back of your NRIC
  • Past 12 month's CPF statement submitted via CPF website OR latest Income Tax Notice of Assessment & latest original computerized payslip
  • For Self-Employed:
  • A photocopy of the front and back of your NRIC
  • Past 12 month's CPF statement submitted via CPF website OR latest Income Tax Notice of Assessment & latest original computerized payslip
  • For Foreigners:
  • A photocopy of the front & back of your Passport/Employment Pass
  • Latest Income Tax Notice of Assessment and latest computerized payslip

Enjoy low interest rates and
affordable monthly repayments

get-big-things-done-in-an-instnat
Get big things done in an instant

Convert your unused credit limit to cash in 60 seconds*.

Cash on your terms

Receive cash on-the-go via the Citi Mobile app and repay with plans up to 60 months.

Simple and hassle-free

No documents required and no hidden fees.

*All applications for Citi Quick Cash are subject to approval. Instant disbursement is available only for approved applications and where the designated disbursement account is a Citi Deposit Account.

How to Apply

Data sharing preferences

Apply for Citi Quick Cash via the Citi Mobile® App or Citi Website

Are you a Citi Credit Card holder or Citi Ready Credit customer? Here are 2 simple ways to apply.

  • Existing Citi Credit Card/Citi Ready Credit customers need not furnish any documents to apply for Citi Quick Cash.
  • Download the Citi Mobile® App to get Citi Quick Cash.

Download on the App Store GET IT ON Google Play

How others are using Citi Quick Cash


Citi Quick Cash covers your medical bills so you can focus on your recovery with ease

Medical expenses

Citi Quick Cash covers your medical bills so you can focus on your recovery with ease.

Citi Quick Cash finances your renovation costs so you can build your ideal home

Home Renovation

Citi Quick Cash finances your renovation costs so you can build your ideal home.

Citi Quick Cash funds your education so you can further your studies anywhere

Education

Citi Quick Cash funds your education so you can further your studies anywhere.

Terms & Conditions

*Click here to view Citi Quick Cash Program Terms & Conditions

*Click here to view Citi Quick Cash Program Terms & Conditions (Revision from 24 July 2023)

All applications for Citi Quick Cash are subject to approval. Instant disbursement is available only for approved applications and where the designated disbursement account is a Citi Deposit Account.