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Citi Interest Booster Account

The easiest way to earn bonus interest on your savings.

Get up to 2.8%* p.a. interest when you spend, invest, insure, take out a home loan or even because your birthday is near!

Join us today

Up to 2.8%* p.a. interest on your savings with the Citi Interest Booster account.

Start with 0.3% p.a. base interest. *T&Cs apply.


Save and earn

0.2% p.a.

Increase your balance by S$1,500 or more and be rewarded with 0.2% p.a. interest on incremental savings.


Invest and earn

0.6% p.a.

Make 3 investments of S$1,000 or more and get yourself additional 0.6% p.a. interest on your savings.


Insure and earn

0.6% p.a.

Protect your financial future with a bonus 0.6% p.a. interest on your savings with a policy of minimum S$5,000 regular premium.


Spend and earn

0.2% p.a.

Treat yourself to 0.2% p.a. bonus interest when you spend at least S$500 monthly or more on eligible retail spend with your Citibank Debit Mastercard® and/or Citi Cash Back+ Mastercard®.


Borrow and earn

0.8% p.a.

Take up a home loan of S$500,000 or more with Citi to unlock a sweet bonus of 0.8% p.a. interest on your savings.


Celebrate and earn

0.1% p.a.

Celebrate your birthday with an extra 0.1% p.a. birthday bonus interest, just for being you.

Offers for Citi Plus customers


Get up to S$686* welcome rewards

Join Citi Plus online and deposit at least S$15,000 and successfully apply for a Citi Cash Back+ Mastercard® by end of 2nd calendar month from account opening. Minimum monthly qualifying spend required.

See how you can get up to
S$686* rewards in a year. *T&Cs apply.


Get up to 2% cashback

with Citi Cash Back+ Mastercard® if you are a Citi Plus customer and primary account holder of a Citi Interest Booster Account. T&Cs apply.


Get up to 2.8% p.a.*

interest with Citi Interest Booster account. *T&Cs apply. Insured up to S$75K by SDIC.


Investment Fund Deal

Enjoy promotional rate of 0.5% for purchases of investment funds on the Citi Mobile® App till 31 December 2022. *T&Cs apply.


6-months free buy trades

Enjoy free 6-month buy trades online for U.S. and HK markets if you open a new Citibank Brokerage account. T&Cs apply.


Insurance Offer

Get up to 16.00% p.a.* on a 2-month SGD or USD Time Deposit and/or receive vouchers* with purchase of any eligible AIA insurance plan through Citi. *T&Cs apply.

Things You Should Know Before You Apply

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Documents Required

Important Notice

Important information on the use of Citibank Singapore Global Consumer Banking Terms and Conditions and Customer Confirmation and Declaration

By signing up with Citi Plus, I understand that my banking needs will be managed digitally.


*Click here to view Citi Interest Booster Account Terms and Conditions.

Contents on this webpage are for general information only, and should not be relied upon as advice. The information provided does not have regard to any individual’s investment objectives, financial situation or particular needs. This webpage and its contents are not an offer nor solicitation to purchase, nor endorsement or recommendation of, any products or services by Citibank Singapore Limited, its related entities and their respective directors, agents and employees (together "Citigroup").

Important Insurance Disclosures

The insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”) and distributed by Citibank Singapore Limited (“Citibank”). All insurance applications are subject to AIA’s underwriting and acceptance. Protected up to specified limits by SDIC. Insurance products are not bank deposits or obligations of or guaranteed by Citibank or any of its related entities. Please refer to full disclosures applicable to relevant products(s) and/or service(s).

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information, please visit

The promotions, products and services mentioned in the referenced document are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. They are also not offered to individuals in Brazil, New Zealand. The referenced document is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the promotions, products and services mentioned therein to such individuals.

Investment products are: Not Bank Deposits. Not Bank Guaranteed. May Lose Value. Not Insured By Any Government Agency. Investment products are not available to U.S. Persons.

This is only general product information provided by us and is not a contract of Insurance. The information provided must be read with, and subject to, all the terms and conditions and exclusions contained in the policy contract. Full details are stated in the policy contract. You should seek advice from a qualified adviser if in doubt. If you choose not to, you are responsible for ensuring that any insurance product you have applied for is suitable for you. All insurance applications are subject to the insurer’s underwriting and acceptance. Insurance products are not bank deposits or obligations of or guaranteed by Citibank Singapore Limited, Citigroup Inc or any of their affiliates or subsidiaries. Buying a life insurance policy can be a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid. Insurance products are not eligible for deposit insurance coverage under the Deposit Insurance Scheme. They may be protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation ("SDIC"). For the list of insurance companies which are scheme members, please refer to this link Coverage is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please visit the LIA or SDIC websites or .

Citibank full disclaimers, terms and conditions apply to individual products and banking.

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