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Citi Interest Booster Account

The easiest way to earn bonus interest on your savings.

Get up to 2.8%* p.a. interest when you spend, invest, insure, take out a home loan or even because your birthday is near!

Up to 2.8%* p.a. interest on your savings with the Citi Interest Booster account.

Start with 0.3% p.a. base interest. *T&Cs apply.


Save and earn

Save and earn

0.2% p.a.

Increase your balance by S$1,500 or more and be rewarded with 0.2% p.a. interest on incremental savings.


Invest and earn

0.6% p.a.

Make 3 investments of S$1,000 or more and get yourself additional 0.6% p.a. interest on your savings.


Insure and earn

0.6% p.a.

Protect your financial future with a bonus 0.6%. p.a. interest on your savings with a policy of minimum S$5,000 regular premium.


Spend and earn

0.2% p.a.

Treat yourself to 0.2% p.a. bonus interest when you spend at least S$500 monthly or more on eligible retail spend with your Citibank Debit Mastercard® and/or Citi Cash Back+ Mastercard® Credit Card.


Borrow and earn

0.8% p.a.

Take up a home loan of S$500,000 or more with Citi to unlock a sweet bonus of 0.8% p.a. interest on your savings.


Celebrate and earn

0.1% p.a.

Celebrate your birthday with an extra 0.1% p.a. birthday bonus interest, just for being you.

Interest booster

Citi Interest Booster Account

Easily track interest earnings over time on the app. Know how much bonus interest you can earn and track your progress.​

Calculate your bonus interest

Discover how much bonus interest you could be earning!

Account Average Daily Balance (S$)
Base Interest Rate* (p.a.)0.30%
Base Interest in a YearS$ 150.00
Bonus Interest (Rate p.a./In a Year S$)

Eligible monthly spend on Citibank Debit Mastercard® and/or Citi Cash Back+ Mastercard® Credit Card

0.20% / S$ 100.00
S$ 500

Eligible investment transactions per month
(Min. S$1,000 Investment Funds, S$1,000 FX or S$5,000 Stocks Purchase)

0.60% / S$ 300.00

New regular premium insurance
(Annual premium amount)

0.60% / S$ 300.00
S$ 5,000

New home loan amount

0.80% / S$ 400.00
S$ 500,000

Incremental monthly savings amount

0.20% / S$ 3.00
S$ 1,500

Birthday month bonus

0.10% / S$ 4.17

Total interest in a year: S$ 1,257.17

*0.30% p.a. Base interest is applicable to the first S$50,000 balance (valid till 31 December 2023) and 0.01% p.a. Base Interest is applicable to balances above S$50,000 in the Citi Interest Booster Account.

Offers for Citi Plus customers

Get up to S$656* welcome rewards

Get up to S$656* welcome rewards

Join Citi Plus online and deposit at least S$15,000, hold a valid primary Citi Credit Card by end of 2nd calendar month from account opening, and fulfil the other criteria to stack your rewards.

See how you can get up to
S$656* rewards in a year. *T&Cs apply.

Get up to 2% cashback

Get up to 2% cashback

with Citi Cash Back+ Mastercard® Credit Card if you are a Citi Plus customer and primary account holder of a Citi Interest Booster Account. T&Cs apply.

Commission-free buy trades for new brokerage accounts

Commission-free buy trades for new brokerage accounts

Enjoy 6-month commission-free buy trades online for U.S. and Hong Kong markets when you open a new Citibank Brokerage account. T&Cs apply

Enjoy 0.05%* p.a. off your mortgage variable rates for the first two years

Enjoy 0.05%* p.a. off your mortgage variable rates for the first two years

*Take up a Citi home loan in relation to completed residential property with a minimum loan amount of S$800,000. All loan applications are subject to the bank’s review. T&Cs apply.
Find out more

Things You Should Know Before You Apply for Citi Plus

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Documents Required

Important Notice

Important information on the use of Citibank Singapore Global Consumer Banking Terms and Conditions and Customer Confirmation and Declaration

By signing up with Citi Plus, I understand that my banking needs will be managed digitally.


*Click here to view Citi Interest Booster Account Terms and Conditions.

Contents on this webpage are for general information only, and should not be relied upon as advice. The information provided does not have regard to any individual’s investment objectives, financial situation or particular needs. This webpage and its contents are not an offer nor solicitation to purchase, nor endorsement or recommendation of, any products or services by Citibank Singapore Limited, its related entities and their respective directors, agents and employees (together "Citigroup").

Securities investments are not bank deposits and involve risks, including the possible loss of the principal amount invested. The price of securities can and does fluctuate; sometimes dramatically, and that any individual security may experience upward or downward movements, and may even become valueless. Therefore it is as likely that losses will be incurred rather than profit made as a result of buying and selling securities. This is the risk that customers should be prepared to accept. Investors investing in securities denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Citibank is not recommending the Citibank Brokerage Account or giving any advice in relation to customers' securities investments. Customers will take complete responsibility for any losses resulting from their trading strategy. Interested investors should seek the advice of their financial advisors, as appropriate. In the event that you choose not to seek advice from a financial advisor, you should carefully consider whether securities investments are suitable for you in light of your investment objectives, financial means and risk profile. Investment products and services are not available to U.S. Persons

Important Insurance Disclosures

The insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”) and distributed by Citibank Singapore Limited (“Citibank”). All insurance applications are subject to AIA’s underwriting and acceptance. Protected up to specified limits by SDIC. Insurance products are not bank deposits or obligations of or guaranteed by Citibank or any of its related entities. Please refer to full disclosures applicable to relevant products(s) and/or service(s).

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information, please visit

The products and services mentioned in this document are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, Isle of Man, the UK, Brazil, or New Zealand. This document is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.​

Investment products are: Not Bank Deposits. Not Bank Guaranteed. May Lose Value. Not Insured By Any Government Agency. Investment products are not available to U.S. Persons.

Citibank full disclaimers, terms and conditions apply to individual products and banking services.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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