It all adds up with Citi Plus
We are 1! Celebrate our birthday with upsized interest of up to 4.0% p.a.* on your savings
and get ahead on your wealth journey with a comprehensive suite of digital banking tools.
Stand to win a pair of SIA tickets to Hong Kong+
Grow your chances when you save, invest and insure with Citi Plus!
Citi Plus Benefits
More ways to earn
Earn up to 4.0% p.a.* interest when you save, spend, borrow, invest and insure with the Citi Interest Booster Account.
Learn about wealth
Level up your financial literacy with wealth insights and bite-sized personal finance education content.
Invest on-the-go
Access to stocks, investment funds and FX. Invest easily, anytime and anywhere, within the Citi Mobile® App.
Bonus cash back
Enjoy up to 2% cash back* with Citi Cash Back+ Mastercard® Credit Card, if you are a Citi Plus customer who is the Primary Account Holder of a Citi Interest Booster Account.
Safeguard against uncertainties
Achieve your goals and protect yourself from life’s uncertainties with insurance solutions built around you and your changing needs.
In-app chat feature
Easily get in touch via the in-app chat. Our customer service agents are here to help and support.
Celebrate our 1st birthday with exclusive rewards
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Citi Plus welcome rewards
Receive up to S$150 worth of welcome rewards^ when you join Citi Plus.
Simply apply for Citi Interest Booster Account, deposit at least S$20,000 into the account and maintain the funds until reward fulfilment, and hold an eligible Citi Credit Card by the end of 2nd calendar month from the month of account opening to qualify.
Citi Cash Back+ Mastercard® Credit Card Welcome Offer
Enjoy 8% cash back when you apply and make a qualifying spend of S$800 in the first 2 months*, capped at first S$4,000 qualifying spend.
Welcome offer eligible for new Citi Cardmembers only.
Get more when you insure with Citi-AIA
Receive an Aesop Travel Set* (worth S$50) when you complete a Fact Find Assessment with our Sales Advisor, and/or a S$100* GrabGifts voucher when you purchase an eligible AIA insurance plan through us.
Enjoy 0% spread* on foreign exchange transactions through eFX and/or Citibank Global Wallet
Get a cash rebate equivalent to the prevailing spread in respect of qualifying foreign transactions.
- • For first 3 qualifying transactions: cash rebate up to S$120.
- • Fourth qualifying transaction onwards: additional cash rebate up to S$60, with a minimum of S$600 (or its equivalent in foreign currency) eligible foreign currency spend using an eligible debit card.
Commission-free buy trades for new brokerage accounts
Enjoy 6 months commission-free* buy trades online for U.S., Hong Kong and Singapore markets when you open a new Citibank Brokerage account by 31 December 2023. Existing Citi Plus customers with brokerage account enjoy commission-free buy trades online until 31 December 2023.
4.0% cashback* on eligible foreign currency spends with Citi Plus Debit Mastercard®
Traveling overseas? Enjoy 4.0% cashback* on foreign currency spend with min. qualifying spend of S$600 per month on your Citi Plus Debit Mastercard®.
Enjoy 0.05% p.a.* off your mortgage variable rates for the first two years
Take up a Citi home loan in relation to completed residential property with a minimum loan amount of S$800,000. All loan applications are subject to bank’s review.
0.5%* sales charge on Investment Funds transactions
Just 0.5%* sales charge on Investment Funds for purchases through Citi Mobile® App.
Take your Citi Plus Debit Mastercard® around the globe
E-Commerce Protection
Make online purchases with confidence. Enjoy automatic e-Commerce Protection for eligible purchases made with your Citi Plus Debit Mastercard.
Leave cash worries at home
Speed through checkout with your contactless card or mobile phone via Apple Pay/Samsung Pay. Simplify daily commute as you can also tap to pay for train and bus rides.
More to enjoy with Citi Plus
Year-round privileges and offers for you to enjoy with Citi Plus Debit Mastercard. Find out more
Shop like a local everywhere
Zero foreign currency conversion fees when you shop overseas or online globally with Citibank Global Wallet. Plus, fee-free withdrawals at Citibank ATMs overseas.
Banking that moves with you
With the Citi Mobile® App, banking on the go has never been simpler or more convenient. You can now
manage your finances seamlessly and securely in just a few taps – right from the palm of your hand.
Click here to learn more about the Citi Mobile App.
Click here for details on services you can perform on your app.
Chat with us
With the Citi Mobile® App, help is just a few taps away. Enjoy personalised assistance and skip waiting on the phone line or at a branch.
Chat with us
With the Citi Mobile® App, help is just a few taps away. Enjoy personalised assistance and skip waiting on the phone line or at a branch.
Wealth Analysis
Stay on top of your wealth goals with ease. View, manage and gain insights on your wealth portfolio 24/7. Uncover your wealth opportunities now!
Wealth Analysis
Stay on top of your wealth goals with ease. View, manage and gain insights on your wealth portfolio 24/7. Uncover your wealth opportunities now!
Payments & Transfers
Pay your Citi Credit Card and Citibank Ready Credit bills, transfer funds to or from your Citibank account, 24/7, almost instantly!
Payments & Transfers
Pay your Citi Credit Card and Citibank Ready Credit bills, transfer funds to or from your Citibank account, 24/7, almost instantly!
To report a scam/fraud on your account, please contact us immediately. For our CitiPhone hotline, go to Self-service Banking Tips.
Things You Should Know Before You Apply for Citi Plus
Age Account Service Fee (waived till 31 December 2024)
Documents Required
For new Citi Customers with Singpass For new Citi Customers without Singpass For existing Citi Credit Cardholders and/or other Existing Citibank customers
Important Notice
Important information on the use of Citibank Singapore Global Consumer Banking Terms and Conditions and Customer Confirmation and Declaration.
By signing up with Citi Plus, I understand that my banking needs will be managed digitally.
*Click here to view Citi Interest Booster Account Terms and Conditions.
^Click here for Citi Plus New-to-Bank Promotion Terms and Conditions.
+Click here for Citi Plus Lucky Draw Campaign Terms and Conditions.
Disclaimers
Contents on this webpage are for general information only, and should not be relied upon as advice. The information provided does not have regard to any individual’s investment objectives, financial situation or particular needs. This webpage and its contents are not an offer nor solicitation to purchase, nor endorsement or recommendation of, any products or services by Citibank Singapore Limited, its related entities and their respective directors, agents and employees (together "Citigroup").
Important Insurance Disclaimers
The insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (""AIA"") and distributed by Citibank Singapore Limited. All insurance applications are subject to AIA’s underwriting and acceptance. This is only general product information provided and is not a contract of insurance. The information provided must be read with, and is subject to, all the terms and conditions and exclusions contained in the policy contract. Protected up to specified limits by SDIC. Please refer to full disclosures applicable to relevant product(s) and/or service(s).
Deposit Insurance Scheme Disclosures
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information, please visit www.sdic.org.sg.
Important Investments Disclaimers
Investment products are not bank deposits or obligations of or guaranteed by Citibank Singapore Limited, Citigroup, Inc or any of their affiliates or subsidiaries unless specifically stated. Investment products are subject to investment risks, including the possible loss of the principal amount invested. Past performance is not indicative of future results, prices can go up or down. Investors investing in investment and/or treasury products denominated in non-local currency should be aware of the risks of exchange rate fluctuations that may cause a loss of principal when foreign currency is converted back to the investors' home currency. Interested investors should seek the advice of their financial advisors, as appropriate. In the event that the investor choose not to seek advice from a financial advisor, the investor should carefully consider whether securities investments are suitable in light of the investor’s investment objectives, financial means and risk profile.
Citibank is not recommending the Citibank Brokerage Account or giving any advice in relation to customers' securities investments. Customers will take complete responsibility for any losses resulting from their trading strategy.
Investment Funds listed on Citibank Online or the Citi Mobile® App do not take in to account the investment objectives or financial situation of any particular person. Investors should read the relevant prospectus / offer documents (which are available upon request at branches of Citibank Singapore Limited) before investing in any Investment Funds. All applications for Investment Funds are subject to Terms and Conditions specific and must be made on the application forms accompanying the prospectus or otherwise prescribed by the issuer.
Investment products are not deposits, are not subject to the provision of the Deposit Insurance Act and Policy Owners' Protection Schemes Act of Singapore and are not eligible for Deposit Insurance Coverage under the Deposit Insurance Scheme.
Investment products are not available to U.S. persons and may not be available in all jurisdictions.
The information on this webpage does not constitute the distribution of any information or the making of any offer of solicitation by anyone in any jurisdiction in which such distribution or offer is not authorised or to any person to whom it is unlawful to distribute such document or to make any offer or solicitation.
Citibank Singapore Limited does not market any product or service to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey Monaco, San Marino, Vatican, The Isle of Man or the UK. They are also not offered to individuals resident in Brazil and New Zealand. This document and any accompanying terms and conditions (if applicable) is/are not, and should not be construed as, solicitation of such individuals to buy or sell any product or service.
Citibank full disclaimers, terms and conditions apply to individual products and banking services.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Citibank is currently located at 5 Changi Business Park Crescent, Singapore 486027.