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Citigold Private Client Welcome Gift

Citigold Private Client Promotions

 

Enjoy up to S$44,155* welcome rewards with a Citigold Private Client relationship

You are new to Citigold Private Client if you do not have an existing current/savings account with us.

 

Join us today

 

YOUR CITIGOLD PRIVATE CLIENT WELCOME GIFT

Choice of rewards when you start your Citigold Private Client with a minimum of S$1,500,000 in Assets Under Management

OR

Fresh Funds Rewards

Total fund-in amount1 (S$) Fresh Funds Reward2 (S$)
≥ S$250,000 S$880
≥ S$350,000 S$1,250
≥ S$500,000 S$1,750
≥ S$1,500,000 S$5,500
≥ S$2,000,000 S$7,400
≥ S$3,000,000 S$11,000

Preferential Time Deposit

Up to 3.50% p.a.3
on 3-month SGD Time Deposit

OR

Up to 3.20% p.a.3
on 6-month SGD Time Deposit

+

S$500 Wealth Starter Reward4

when you successfully complete Investment Risk Profile and Fact Find Report with your Relationship Manager and/or Insurance Specialist within the Welcome Period

+

Earn additional rewards when you grow your relationship with Citi.

Hold an eligible primary Citi Credit Card

Hold an eligible primary
Citi Credit Card

S$6004

Take up a Citi Home Loan of at least S$800,000

Take up a Citi Home Loan of
at least S$800,000

S$1,0004

Invest and/or insure with Citi

Invest and/or
insure with Citi

S$8004

for every S$100,000 purchase of
investments and insurance

Maintain Citigold Private Client relationship

Maintain Citigold Private Client
relationship

S$1,8004

Frequently Asked Questions

Eligibility

Documents Required

About Citi Wealth First Account

Terms and Conditions

* To be eligible for the S$44,155 welcome gift, you will have to fulfill all of the following criteria:-

  • - Successfully establish a Citigold Private Client relationship with S$3,000,000 in Fresh Funds (excluding Time Deposits),
  • - Of the S$3,000,000 in Fresh Funds, invest S$2,000,000 and take up insurance of S$900,000 from Enrolment Month to end of the Qualifying period,
  • - Maintain S$100,000 in Citi Wealth First Account, spend S$300 monthly on your Citi Debit Mastercard and save S$3,000 monthly for 12 months from time of establishing Citigold Private Client relationship,
  • - Hold an eligible primary Citi Credit Card
  • - Take up a new home loan with Citi of at least S$800,000
  • - Maintain the Citgold Private Client relationship until end of Loyalty Maintenance Period

1Total fund-in amount for Fresh Funds Reward eligibility excludes Time Deposits placements.

2Click here for the Citi New-to-Bank Fresh Funds Programme 2024 Terms and Conditions

3Click here for the full SGD Time Deposit terms and conditions. Insured up to S$100K by SDIC.

4Click here for Citi New-to-Bank Welcome Programme 2024 Terms and Conditions

The promotions, products and services mentioned in this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Brazil, New Zealand, Jamaica, Ecuador or Sri Lanka. This website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the promotions, products and services mentioned therein to such individuals.

This advertisement has not been reviewed by the Monetary Authority of Singapore

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information, please visit www.sdic.org.sg.

Citibank full disclaimers, terms and conditions apply to individual products and banking services.

Citibank is currently located at 3 Changi Business Park Crescent, Singapore 486026.

YOUR REFERRAL GIFT

Receive up to S$1,500^ cash when you refer your loved ones

Invite your family and friends to experience more with Citigold or Citigold Private Client. Simply share your referral invitation code and look forward to receiving an exclusive reward from Citi.

Start referring now

Recommend a friendYour giftYour friend's gift

To start a Citigold relationship with S$250,000

S$300^ cash

Preferential Time Deposit Rates* and Exclusive Welcome Rewards*

 

Recommend a friendYour giftYour friend's gift

To start a Citigold Private Client relationship
with S$1,500,000

S$1,500^ cash

Preferential Time Deposit Rates* and Exclusive Welcome Rewards*

 

^Terms and Conditions

 

Start referring now

 

CITI TOP-UP PROMOTION

Accelerate your wealth journey today

Receive up to S$80,000^ cash rewards

when you bring in fresh funds and/or transfer in investment assets between 1 April and 31 May 2024.

Here's how much you can receive from Citi Top-Up Promotion

Total Top-Up
(SGD equivalent)
Total Cash Reward
(SGD)
≥ S$100,000 S$910
≥ S$300,000 S$2,800
≥ S$800,000 S$7,600
≥ S$1,800,000 S$17,500
≥ S$8,000,000 S$80,000
 

^Click here for Citi Top-Up Promotion Terms and Conditions

 

 

PREFERENTIAL INTEREST RATES

Earn special interest rates on your time deposits

SGD and USD Time Deposit Promotion

Maximise your deposit with greater returns.

Currency New Funds Deposit Amount 3 Months (p.a.) 6 Months (p.a.)
USD US$50,000 to
US$3 million
5% -
SGD S$10,000 to
< S$250,000
3.40% 3.10%
S$250,000 to S$3 million 3.50% 3.20%
 

Click here for SGD Time Deposit Promotion Terms and Conditions

Click here for USD Time Deposit Promotion Terms and Conditions

 

SGD Time Deposit Investment Bundle Promotion

Exclusive SGD Time Deposit Investment Bundle Promotion is yours to enjoy.

Currency Investment Amount Investment Sales Charge 2-Months (p.a.)
SGD S$50,000 and above 1% and above 5%

Click here for SGD Time Deposit Investment Bundle Promotion Terms and Conditions

 

USD Time Deposit Investment Bundle Promotion

Exclusive Foreign Currency Time Deposit Investment Bundle Promotion is yours to enjoy.

Currency 2 months (p.a.)
USD 6.50%

Click here for USD Time Deposit Investment Bundle Promotion Terms and Conditions

 

Insurance Time Deposit Bundle

Enjoy preferential 2-month SGD or USD Time Deposit rate of up to 10.00% p.a. when you purchase an eligible insurance plan.

Regular Premium (Savings)
Annualised Premium
2-month SGD or USD
Time Deposit interest rate (p.a.)
From SGD25,000 to below SGD35,000 4.00% p.a.
From SGD35,000 to below SGD50,000 6.00% p.a.
From SGD50,000 and above 8.00% p.a.

 

Regular Premium (Protection)
Annualised Premium
2-month SGD or USD
Time Deposit interest rate (p.a.)
From SGD6,000 to below SGD10,000 4.00% p.a.
From SGD10,000 to below SGD20,000 6.00% p.a.
From SGD20,000 and above 8.00% p.a.

 

Single Premium (Savings) 2-month SGD or USD
Time Deposit interest rate (p.a.)
From SGD200,000 to below SGD500,000 6.00% p.a.
From SGD500,000 to below SGD1,000,000 7.00% p.a.
From SGD1,000,000 and above 9.00% p.a.

 

Single Premium (Protection) 2-month SGD or USD
Time Deposit interest rate (p.a.)
From SGD200,000 to below SGD500,000 8.00% p.a.
From SGD500,000 to below SGD1,000,000 9.00% p.a.
From SGD1,000,000 and above 10.00% p.a.

 

Click here for terms and conditions of Citi-AIA 10th Anniversary Insurance Time Deposit Promotion

Disclaimers

The promotions, products and services mentioned in the referenced document are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Brazil, New Zealand, Jamaica, Ecuador or Sri Lanka. The referenced document is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the promotions, products and services mentioned therein to such individuals.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information please refer to SDIC's website at www.sdic.org.sg.

Only Citigold Private Clients can enjoy these preferential interest rates. A Citigold Private Client relationship starts with a minimum Assets Under Management of S$1,500,000. Assets Under Management refers to the combined balances held in a client's primary accounts including Citibank Checking and Savings account, Time Deposits and Investments. For placement of Time Deposits, a Citibank Savings or Checking Account is required.

An administrative fee or withdrawal charge may be imposed for termination of time deposits prior to maturity date. No pre-termination of the time deposit is allowed for CNH and ZAR currency.

Foreign currency investments are subject to rate fluctuations which may provide both opportunities and risks. You may experience a loss when you convert foreign currency back to your home currency. You should therefore determine whether any foreign currency investment is suitable for you in light of your investment objectives, financial means and risk profile.

Investment products are not bank deposits or obligations of or guaranteed by Citibank Singapore Limited, Citigroup, Inc or any of their affiliates or subsidiaries unless specifically stated. Investment products are subject to investment risks, including the possible loss of the principal amount invested. Past performance is not indicative of future results, prices can go up or down. Investors investing in investment and/or treasury products denominated in non-local currency should be aware of the risks of exchange rate fluctuations that may cause a loss of principal when foreign currency is converted back to the investors' home currency. The information on this webpage does not constitute the distribution of any information or the making of any offer of solicitation by anyone in any jurisdiction in which such distribution or offer is not authorised or to any person to whom it is unlawful to distribute such document or to make any offer or solicitation.
Interested investors should seek the advice of their financial advisors, as appropriate. In the event that you choose not to seek advice from a financial advisor, you should carefully consider whether the investment products are suitable for you in light of your investment objectives, financial means and risk profile.

Investment products are not deposits, are not subject to the provision of the Deposit Insurance Act and Policy Owners' Protection Schemes Act of Singapore and are not eligible for Deposit Insurance Coverage under the Deposit Insurance Scheme.

Investment products are not available to U.S. persons and may not be available in all jurisdictions.

Important Insurance Disclosures

The insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA") and distributed by Citibank Singapore Limited. All insurance applications are subject to AIA’s underwriting and acceptance. This is only general product information provided and is not a contract of insurance. The information provided must be read with, and is subject to, all the terms and conditions and exclusions contained in the policy contract. Protected up to specified limits by SDIC. Please refer to full disclosures applicable to relevant product(s) and/or service(s).

Citibank full disclaimers, terms and conditions apply to individual products and banking services.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

CITI CREDIT CARD BENEFITS

Receive exclusive benefits on your Citi Credit Cards

Citi Prestige Card

Earn up to 30% more annual Relationship Bonus based on your relationship and your tenure with Citi.

Other Citi Credit Cards

Enjoy annual fee waiver on one Citibank core credit card (excludes Citi Ultima Card and Citi Prestige Card) and one Citibank co-brand credit card.

ProductCitigoldCitigold Private Client
Citi Wealth First AccountEarn up to 7.51% p.a.1 interest on the first S$100,000 average daily balanceEarn up to 7.51% p.a.1 interest on the first S$150,000 average daily balance
Citibank BrokerageCommission of 0.12% for SG market and 0.15% for U.S, HK markets.
6-month commission-free buy trades online for U.S. and Hong Kong markets when you open a new Citibank Brokerage account2
Commission of 0.12% for SG, U.S and HK markets.
6-month commission-free buy trades online for U.S. and Hong Kong markets when you open a new Citibank Brokerage account2
Preferential FX ratesContact your Relationship Manager for preferential rates for trade amount above USD$25,000 
Preferential mortgage interest ratesContact your Relationship Manager for preferential mortgage interest ratesEnjoy exclusive CPC preferential mortgage interest rates. Contact your Senior Relationship Manager.
Online Telegraphic Transfer to non-Citibank accounts overseasS$20 per transaction (cable charges) 
Annual fee waivers on Citi Credit CardsAnnual fees waived for 1 core card and 1 co-brand card (excluding Ultima & Prestige) 
Access to Citi Wealth HubAccess to Citigold CentreAccess to both Citigold & Citigold Private Client Centres

 

1Citi Wealth First Account terms and conditions apply.

2Citibank Online Brokerage Promotion terms and conditions apply.

The promotions, products and services mentioned in the referenced document are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Brazil, New Zealand, Jamaica, Ecuador or Sri Lanka. The referenced document is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the promotions, products and services mentioned therein to such individuals

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information please refer to SDIC's website at www.sdic.org.sg.

An administrative fee or withdrawal charge may be imposed for termination of time deposits prior to maturity date. No pre-termination of the time deposit is allowed for CNH and ZAR currency.

Foreign currency investments are subject to rate fluctuations which may provide both opportunities and risks. You may experience a loss when you convert foreign currency back to your home currency. You should therefore determine whether any foreign currency investment is suitable for you in light of your investment objectives, financial means and risk profile.

Securities investments are not bank deposits and involve risks, including the possible loss of the principal amount invested. The price of securities can and does fluctuate; sometimes dramatically, and that any individual security may experience upward or downward movements, and may even become valueless. Therefore it is as likely that losses will be incurred rather than profit made as a result of buying and selling securities. This is the risk that customers should be prepared to accept. Investors investing in securities denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Citibank is not recommending the Citibank Brokerage Account or giving any advice in relation to customers' securities investments. Customers will take complete responsibility for any losses resulting from their trading strategy.

Interested investors should seek the advice of their financial advisors, as appropriate. In the event that you choose not to seek advice from a financial advisor, you should carefully consider whether securities investments are suitable for you in light of your investment objectives, financial means and risk profile.

Citibank full disclaimers, terms and conditions apply to individual products and banking services. For more details, please visit www.citibank.com.sg

This advertisement has not been reviewed by the Monetary Authority of Singapore.

©2024 Citibank Singapore Limited. All rights reserved. Citi, Citibank, Citigold Private Client, Citi and Arc Design, and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world. Citibank Singapore Limited Co. Reg. No. 200309485K.