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All rates displayed above are inclusive of bank spread and are indicative and subject to change. Login to Citibank Online or the Citi Mobile® App to trade foreign exchange anytime. T&Cs apply. The foreign exchange market is volatile, and investing in foreign currencies can be risky. Commensurate with these risks is the potential for higher returns but also higher losses. Foreign currency investments are subject to rate fluctuations, which may provide both opportunities and risks. You may incur a loss when you convert foreign currency back to your home currency. Exchange controls may be applicable from time to time to certain foreign currencies. You should therefore determine whether any foreign currency investment is suitable for you in the light of your financial circumstances, needs and objectives.