Apply for Citigold
Life & Money
Citi Plus
Digital Banking
Apply for International Banking Account
Citibank Debit Mastercard
Activate your Citibank Debit Mastercard
Our Wealth Philosophy
Citi FX Calculator
Get Travel Insurance Quote
Manage Your Mortgage Application
Request for a Callback on Existing Citi Mortgage
Manage Your Credit Application
The cash back you love,
now across more daily spend categories
More ways to enjoy bonus cash back
when you spend a minimum of S$800 on Citi Cash Back Credit Card in a statement month
If you spend less than S$800, you will still earn 0.2% cash back on your qualifying retail spend.
The total cash back you can earn is capped at S$80 combined across all qualifying retail spend per statement month.
Effective from 1 April 2024, there are revisions made to the Citi Cash Back Card. Click here for more details.
Here is how your cash back stacks up
Click on the examples below to see how your cash back adds up.
The cash back estimates above are for illustrative purpose only and may not reflect the actual amount of cash back credited.
Top 4 Citi Cash Back Card features
Get deals and discounts locally with Citi Cash Back Card
Turn your big purchases into small payments with Citi Cash Back Card
Convert your credit card statement retail balance into instalments
Instant cash# to get things done right away
Already a Citi Cardmember?
Citi Cash Back Card Promotions
Enjoy exclusive shopping, dining and travel deals with your Citi Cash Back Card.
Your world of cash back in less than 10 minutes
Get a new Citi Cash Back Credit Card from your phone or computer in an easy, paperless signup process
Basic fee of S$196.20 inclusive of 9% GST (first year waived)
Min. income S$30,000 (local/PR) or S$42,000 (foreigner) a year
Age 21 or older
Welcome gift of S$300 cash back*
Salaried employee
- A copy of your NRIC/passport
- Latest original computerized payslip or Tax Notice of Assessment or last 12 months’ CPF statements
Self-employed
- A copy of your NRIC/passport
- Last 2 years’ Income Tax Notice of Assessment
- Last 3 months’ bank statements
- A copy of your passport and work permit (with minimum 6 months validity)
- A copy of utility/telephone bill or bank statement with your name and address
- Income Tax Notice of Assessment and latest original computerized payslip
FAQs on Citi Cash Back Card
How do I maximise my cash back earnings?
When does my cash back expire?
How can I redeem my cash back?
How do I check how much cash back I have earned each month?
Terms and Conditions
- • By responding to any advertisement relating to the Citi Cash Back Card and providing your personal data, you consent to Citibank contacting you in respect of the Citi Cash Back Card including via the telephone.
- • *Welcome offer eligible for new Citi Cardmembers only with S$800 qualifying spend in the first 2 months. Promotion valid till 28 February 2025. Click here to view the Citi Cash Back Card S$300 Cash Back Welcome Gift Promotion Terms and Conditions.
- • ^You will receive cash back of 0.2% on all retail purchases, additional cash back of 7.8% on Private Commute and Petrol transactions worldwide and 5.8% on Dining and Groceries transactions worldwide, if you accumulate a total retail spend of S$800 or more in a statement month. The total cash back you can earn is capped at a combined S$80 across all retail spend per statement month. Please refer to FAQs for more information on cash back earned. Click here for the list of merchants and/or Merchant Category Codes (“MCC”) which will not earn Cash Back. Click here for the list of merchants and/or Merchant Category Codes (“MCC”) which will not earn Cash Back (effective from 16 December 2024).
- Only cash back of S$50 and above will be credited automatically to your statement. For amounts above S$50, cash back will only be credited in an integral multiple of S$10. For more details, refer to the Cardmember’s Agreement.
- • ^^Private Commute includes taxis and private-hire vehicle operators with MCC4121 such as Grab and Gojek. Click here for details
- • +23.64% savings at Caltex includes 17% instant discount on all Techron® fuels and 8% cash back with Citi Cash Back Card (on nett purchase after Caltex and Citi fuel discounts). To enjoy 17% fuel discount, Citi Cash Back Cardmembers have to present their physical card for payment and payment has to be made at Caltex service station indoor cashier counter. 20.88% savings at Esso includes a 5% Esso site discount, 5% Esso Smiles Card discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase after Esso and Citi discounts). To enjoy the full 14% fuel discount (5% Esso station site discount + 5% Esso Smiles Card discount + 4% Citi Card discount), Citi Cash Back Cardmembers have to present their physical card for payment at the Esso cashier counter. Please note that Esso will not be able to automatically accord the 4% Citi Card discount to payments made via mobile payments or e-wallets including but not limited to ApplePay, SamsungPay and GooglePay at the indoor and outdoor Esso Pay-at-the-Pump terminals. 20.88% savings at Shell includes 5% Shell site discount, 5% Shell Escape Card discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase after Shell and Citi discounts). Shell will not be able to automatically accord fuel discount to payments made via mobile payments or e-wallets including but not limited to ApplePay, SamsungPay and GooglePay at Shell self-serve terminals.
- • #Instant disbursement is available only for Citibank Deposit Accounts displayed during the funds disbursement option.
- • &Click here for more details on complimentary travel insurance.
- • Click here to view the Cardmember’s Agreement.
- • Click here to view the Cardmember's Agreement (effective from 16 December 2024).
- • Click here to view the Information Sheet
- • Click here to view the ABS Credit Card Guide.
- • Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution