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Citi Interest Booster Account

Get up to 4.0%* p.a. interest on your savings.

Earn interest when you spend, save and invest and even when you celebrate your birthday!

Up to 4.0%* p.a. interest on your savings with the Citi Interest Booster account.

Start with an upsized 1.5% p.a base interest. *T&Cs apply

Save and earn

Save and earn

0.2% p.a.

Increase your balance by S$1,500 or more and be rewarded with 0.2% p.a. interest on incremental savings.


Invest and earn

0.6% p.a.

Make 3 investments of S$1,000 or more and get yourself additional 0.6% p.a. interest on your savings.


Insure and earn

0.6% p.a.

Protect your financial future with a bonus 0.6%. p.a. interest on your savings with a policy of minimum S$5,000 regular premium.


Spend and earn

0.2% p.a.

Treat yourself to 0.2% p.a. bonus interest when you spend at least S$500 monthly or more on eligible retail spend with your Citibank Debit Mastercard® and/or Citi Cash Back+ Mastercard® Credit Card.


Borrow and earn

0.8% p.a.

Take up a home loan of S$500,000 or more with Citi to unlock a sweet bonus of 0.8% p.a. interest on your savings.


Celebrate and earn

0.1% p.a.

Celebrate your birthday with an extra 0.1% p.a. birthday bonus interest, just for being you.

An easy way to save

An easy way to save

You don't have to go to extreme lengths to save more. With an upsized base interest rate and bonus interest when you perform other banking activities, you can now earn up to 4.0% p.a.* interest on your savings in the Citi Interest Booster Account.

Calculate your bonus interest

Discover how it all adds up

Account Average Daily Balance (S$)
Base Interest Rate* (p.a.)1.50%
Base Interest in a YearS$ 750.00
Bonus Interest (Rate p.a./In a Year S$)

Eligible monthly spend on Citibank Debit Mastercard® and/or Citi Cash Back+ Mastercard® Credit Card

0.20% / S$ 100.00
S$ 500

Eligible investment transactions per month
(Min. S$1,000 Investment Funds, S$1,000 FX or S$5,000 Stocks Purchase)

0.60% / S$ 300.00

New regular premium insurance
(Annual premium amount)

0.60% / S$ 300.00
S$ 5,000

New home loan amount

0.80% / S$ 400.00
S$ 500,000

Incremental monthly savings amount

0.20% / S$ 3.00
S$ 1,500

Birthday month bonus

0.10% / S$ 4.17

Total interest in a year: S$ 1,857.17

*1.5% p.a. base interest is only applicable to the first S$50,000 and 0.01% p.a. base interest will be applicable to balance above S$50,000 in the Citi Interest Booster Account.

Celebrate our 1st birthday with exclusive rewards

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Citi Plus welcome rewards

Citi Plus welcome rewards

Receive up to S$150 worth of welcome rewards^ when you join Citi Plus. ​

Simply apply for Citi Interest Booster Account, deposit at least S$20,000 into the account and maintain the funds until reward fulfilment, and hold an eligible Citi Credit Card by the end of 2nd calendar month from the month of account opening to qualify.​

^T&Cs apply

Apply now >

Stand to win a pair of SIA tickets

Stand to win a pair of SIA tickets

Be one of 12 winners to win a pair of Singapore Airlines flight tickets to Hong Kong+!

Learn more >

Citi Cash Back+ Mastercard® Credit Card Welcome Offer

Citi Cash Back+ Mastercard® Credit Card Welcome Offer

Enjoy 8% cash back when you apply and make a qualifying spend of S$800 in the first 2 months*, capped at first S$4,000 qualifying spend.
Welcome offer eligible for new Citi Cardmembers only.
*T&Cs apply.

Apply now >

Get more when you insure with Citi-AIA

Get more when you insure with Citi-AIA

Receive an Aesop Travel Set* (worth S$50) when you complete a Fact Find Assessment with our Sales Advisor, and/or a S$100* GrabGifts voucher when you purchase an eligible AIA insurance plan through us.  

*T&Cs apply.

Enjoy 0% spread* on foreign exchange transactions through eFX and/or Citibank Global Wallet

Enjoy 0% spread* on foreign exchange transactions through eFX and/or Citibank Global Wallet

Get a cash rebate equivalent to the prevailing spread in respect of qualifying foreign transactions

  • • For first 3 qualifying transactions: cash rebate up to S$120
  • • Fourth qualifying transaction onwards: additional cash rebate up to S$60, with a minimum of S$600 (or its equivalent in foreign currency) eligible foreign currency spend using an eligible debit card.

*T&Cs apply.

Commission-free buy trades for new brokerage accounts

Commission-free buy trades for new brokerage accounts

Enjoy 6 months commission-free* buy trades online for U.S., Hong Kong and Singapore markets when you open a new Citibank Brokerage account by 31 December 2023. Existing Citi Plus customers with brokerage account enjoy commission-free buy trades online until 31 December 2023.

*T&Cs apply.

0.5%* sales charge on Investment Funds transactions

0.5%* sales charge on Investment Funds transactions

Just 0.5%* sales charge on Investment Funds for purchases through Citi Mobile® App.

*T&Cs apply.

4.0% cashback* on eligible foreign currency spend with Citibank Global Wallet

4.0% cashback* on eligible foreign currency spends with Citi Plus Debit Mastercard®

Traveling overseas? Enjoy 4.0% cashback* on foreign currency spend with min. qualifying spend of S$600 per month on your Citi Plus Debit Mastercard®.

*T&Cs apply.

Enjoy 0.05% p.a.* off your mortgage variable rates for the first two years

Enjoy 0.05% p.a.* off your mortgage variable rates for the first two years

Take up a Citi home loan in relation to completed residential property with a minimum loan amount of S$800,000. All loan applications are subject to bank’s review.

*T&Cs apply.

Things You Should Know Before You Apply for Citi Plus

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Documents Required

Important Notice

Important information on the use of Citibank Singapore Global Consumer Banking Terms and Conditions and Customer Confirmation and Declaration

By signing up with Citi Plus, I understand that my banking needs will be managed digitally.

*Click here to view Citi Interest Booster Account Terms and Conditions.

^Click here for Citi Plus New-to-Bank Promotion Terms and Conditions.

+Click here for Citi Plus Lucky Draw Campaign Terms and Conditions.


Contents on this webpage are for general information only, and should not be relied upon as advice. The information provided does not have regard to any individual’s investment objectives, financial situation or particular needs. This webpage and its contents are not an offer nor solicitation to purchase, nor endorsement or recommendation of, any products or services by Citibank Singapore Limited, its related entities and their respective directors, agents and employees (together "Citigroup").

Important Insurance Disclaimers

The insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (""AIA"") and distributed by Citibank Singapore Limited. All insurance applications are subject to AIA’s underwriting and acceptance. This is only general product information provided and is not a contract of insurance. The information provided must be read with, and is subject to, all the terms and conditions and exclusions contained in the policy contract. Protected up to specified limits by SDIC. Please refer to full disclosures applicable to relevant product(s) and/or service(s).

Deposit Insurance Scheme Disclosures

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information, please visit

Important Investments Disclaimers

Investment products are not bank deposits or obligations of or guaranteed by Citibank Singapore Limited, Citigroup, Inc or any of their affiliates or subsidiaries unless specifically stated. Investment products are subject to investment risks, including the possible loss of the principal amount invested. Past performance is not indicative of future results, prices can go up or down. Investors investing in investment and/or treasury products denominated in non-local currency should be aware of the risks of exchange rate fluctuations that may cause a loss of principal when foreign currency is converted back to the investors' home currency. Interested investors should seek the advice of their financial advisors, as appropriate. In the event that the investor choose not to seek advice from a financial advisor, the investor should carefully consider whether securities investments are suitable in light of the investor’s investment objectives, financial means and risk profile.

Citibank is not recommending the Citibank Brokerage Account or giving any advice in relation to customers' securities investments. Customers will take complete responsibility for any losses resulting from their trading strategy.

Investment Funds listed on Citibank Online or the Citi Mobile® App do not take in to account the investment objectives or financial situation of any particular person. Investors should read the relevant prospectus / offer documents (which are available upon request at branches of Citibank Singapore Limited) before investing in any Investment Funds. All applications for Investment Funds are subject to Terms and Conditions specific and must be made on the application forms accompanying the prospectus or otherwise prescribed by the issuer.

Investment products are not deposits, are not subject to the provision of the Deposit Insurance Act and Policy Owners' Protection Schemes Act of Singapore and are not eligible for Deposit Insurance Coverage under the Deposit Insurance Scheme.​

Investment products are not available to U.S. persons and may not be available in all jurisdictions.

The information on this webpage does not constitute the distribution of any information or the making of any offer of solicitation by anyone in any jurisdiction in which such distribution or offer is not authorised or to any person to whom it is unlawful to distribute such document or to make any offer or solicitation.

Citibank Singapore Limited does not market any product or service to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey Monaco, San Marino, Vatican, The Isle of Man or the UK. They are also not offered to individuals resident in Brazil and New Zealand. This document and any accompanying terms and conditions (if applicable) is/are not, and should not be construed as, solicitation of such individuals to buy or sell any product or service.

Citibank full disclaimers, terms and conditions apply to individual products and banking services.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Citibank is currently located at 5 Changi Business Park Crescent, Singapore 486027.

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