Citi Quick Cash

Citi Quick Cash allows you to convert your Citi Credit Card / Citi Ready Credit available credit limit into cash, payable in monthly instalments along with your monthly payment.

Right from big ticket purchases to home renovations, you can avail a Citi Quick Cash for any type of expenses. On the other hand, you can also apply for a Citi Quick Cash to pay for urgent expenses such as medical bills, business expenses, unexpected repairs and much more. With Citi Quick Cash, the possibilities are endless.

You can check the interest rates and repayment amount of Citi Quick Cash during your loan booking application.

You can select repayment plans options ranging from 12 to 60 months at attractive rates.

Minimal annual income for main applicant to qualify for personal loans:

• S$30,000 for Singaporeans and PRs
• S$42,000 for foreigners

Existing Citi Credit Card / Citibank Ready Credit customers

Existing Citi Credit Card/ Citibank Ready Credit customers need not furnish any documents to apply for Citi Quick Cash.

For new customers

For salaried employees:

• A photocopy of the front and back of your NRIC

• Past 12 month's CPF statement submitted via CPF website
  OR latest Income Tax Notice of Assessment and latest original computerized payslip

For Self-Employed:

• A photocopy of the front and back of your NRIC

• Last 2 years' Income Tax Notice of Assessment and last 3 months' bank statements

For foreigners:

• A photocopy of the front and back of your Passport/Employment Pass
• Latest Income Tax Notice of Assessment and latest computerized payslip

Existing Citi Credit Card/ Citibank Ready Credit customers

Existing Citi Credit Card/ Citibank Ready Credit customers can apply for the Citi Quick Cash by logging onto Citi Mobile^® App or Citibank Online.

Click here to apply now.

For new customers

Citi Quick Cash will require you to have a Citibank Ready Credit or Citi Credit Card to grant the loan.

If you wish to have Citi Quick Cash on a Ready Credit Account, you can start your application by clicking here.

If you wish to have Citi Quick Cash on a Credit Card instead, you will need to apply for a Credit Card first and contact us to book Citi Quick Cash on the card. To find out more about the type of credit cards you can apply, click here.

For any enquiries on your applications online, you can reach out to our Citiphone officers at +65 6225 5225.

The instalments from this Program are billed to the Citi Credit Card (CC)/Citibank Ready Credit (RC) account monthly similar to a normal retail purchase.

If you pay or had paid less than the total amount due indicated on your credit card current or previous monthly statements of account on or before the payment due date OR did not pay the full minimum payment amount within 30 days from the relevant payment due date indicated on the Citi Ready Credit account, the instalments will be subject to the usual finance charges (fees or APR interest).

Please note that this Program will take more than the scheduled term to pay off in full if only minimum amount due is paid on your CC and less than minimum amount is paid on your RC.